A Home Equity Line of Credit (HELOC) can provide funding for a second home purchase by allowing you to borrow against the equity in your primary residence. This financing strategy offers flexibility but requires careful consideration of the financial obl
Feb 24, 2026 | Purchasing a Home
Airbnb investing has grown up. What once looked like an easy side hustle is now a competitive, regulation-heavy segment of real estate that rewards preparation and punishes assumptions. In 2026, short-term rentals can still be profitable—but only fo
Feb 10, 2026 | Purchasing a Home
Real estate investing is widely recognized as a powerful way to generate income and build long-term wealth. What often makes it especially effective is how favorably it is treated under the U.S. tax code. Beyond rental income and appreciation, real estate
Jan 27, 2026 | Purchasing a Home
Home prices have risen significantly in recent years, leaving many prospective buyers wondering if waiting for prices to decline makes sense. Understanding market dynamics and your personal financial readiness helps you make informed decisions about when
Nov 12, 2025 | Purchasing a Home
Choosing a mortgage term ranks among the most significant financial decisions you'll make as a homebuyer. The 30-year fixed-rate mortgage remains the most popular option, but understanding both its advantages and drawbacks helps you determine if it fits y
Nov 04, 2025 | Purchasing a Home
As jack-o'-lanterns glow and trick-or-treaters fill the streets, we're reminded that the greatest joy in our work is serving wonderful clients like you and your family. From all of us at Southern Mortgage Commercial LLC, we hope your Halloween is filled w
Oct 28, 2025 | Purchasing a Home
