The following is a partial list of programs offered by Southern Mortgage Commercial LLC with a brief description of the key elements of each. For a complete list of the programs that we offer, please contact us at 678-524-2518.
Non-QM Loan Programs
- Bank Statement
- Profit and Loss Statement
- Asset Depletion, Use assets to qualify as income
- DSCR (Debt Service Coverage Ratio) Qualify on subject rental income
- DSCR Short Term Rental Airbnb\Vrbo Rentals
- No Ratio
- 1099
- 1 Yr SE Income
- Non-Warrantable Condo and Condo-Tels
- HELOC / HELOANS low doc, qualify on bank statements quickly close in two weeks
- 5-6 Unit properties