Refinancing a mortgage can be a smart financial strategy when it aligns with your long-term goals. For homeowners who may not meet the strict requirements of conventional refinancing or who want more flexible qualification standards, Federal Housing Admin
Feb 17, 2026 | Refinancing a Home
Yes, you can refinance an adjustable-rate mortgage (ARM) into a fixed-rate loan—and for many homeowners, it’s one of the smartest financial moves they’ll ever make. While refinancing may sound like a simple swap of interest rates, the re
Jan 20, 2026 | Refinancing a Home
A Home Equity Line of Credit (HELOC) allows you to borrow against the equity you've built in your home. As property values and interest rates fluctuate, many homeowners wonder whether this financing option makes sense for their situation. Understanding ho
Oct 21, 2025 | Refinancing a Home
If you are ready to refinance your current loan, there are actually several types to choose from. The right one for you will depend on your purpose for getting a new loan and your eligibility for specialty programs. Here are the most common types and how
Jan 10, 2023 | Refinancing a Home
Since buying a home is one of the biggest financial investments most people ever make, if you're are not careful, you can get in over your head. This can result in a status of being “house poor,” or spending way more on housing costs than you can afford.
Dec 20, 2022 | Refinancing a Home
Maybe you bought a second home during the pandemic as a way to escape during lockdowns. Maybe you bought one to rent out part-time for extra income in today’s uncertain economy. And with home prices growing so quickly, you may be wondering if you can refi
Jul 12, 2022 | Refinancing a Home