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  • Home
  • Apply Now
  • Get a Quote
    • Loan Programs
    • Multifamily
    • Hotel
    • Industrial/Warehouse
    • Medical/Healthcare
    • Mixed-Use
    • Office
    • Retail
    • Self-Storage
    • SBA
    • Residential DSCR
    • Business Purpose
    • Self Employed / Investor
    • Bank Statement
    • Profit and Loss Statement
    • Asset Depletion
    • Debt Service Cover Ratio
    • DSCR Short Term Rental
    • No Ratio
    • 1099
    • Non-Warrantable Condo
  • Calculators
  • About Us
  • Contact Us
VA Loans: Your Qualification Guide

VA Loans: Your Qualification Guide

Veterans and active-duty military personnel have access to one of the best mortgage programs available—VA loans. Since 1944, this benefit has helped millions of service members buy homes with no down payment and better terms than conventional mortga

Sep 30, 2025 | VA Loans

Tips to Get a Lower Rate on a VA Loan

Tips to Get a Lower Rate on a VA Loan

Are you a veteran or currently serving in the military? If you're thinking about buying a home, a VA loan could be a valuable option. Backed by the Department of Veterans Affairs, VA loans offer benefits like no down payment and no private mortgage insura

Aug 26, 2025 | VA Loans

10 Important Facts About VA Loans

10 Important Facts About VA Loans

Are you one of the more than 16 million veterans and 1.3 million active-duty military members in the United States today? If so, you are likely eligible for a VA loan. Here are the facts you need to know about these helpful mortgages. VA Loans Are Guaran

Feb 07, 2023 | VA Loans

How to Make Your VA Loan Competitive in a Hot Market

How to Make Your VA Loan Competitive in a Hot Market

In the red hot housing market of the past few years, sellers usually have multiple offers, often getting more than their listing price. If you are using a VA loan to back your purchase you may worry that sellers might choose conventional-loan-backed offer

Apr 12, 2022 | VA Loans

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VA Loans: Your Qualification Guide A Mortgage Tax Credit That Could Save You $2,000 a Year Does Refinancing your Mortgage Make Sense? Why Buying a Duplex Makes Financial Sense The Mortgage Spread is Shrinking

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Southern Mortgage Commercial LLC

400 Galleria Pkwy SE Ste 1500
Atlanta, GA 30339
678-524-2518


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